Work out a proposed household budget by inputting your sources of income and projected expenses into Kiplinger's exclusive worksheet below ... taxes, retirement, personal finance and more ...

“I’ve used the same Excel spreadsheet since college ... She shared her exact monthly budget and tips for how you can start ...

You can use a budgeting app, create a spreadsheet or simply use ... “Direct any income that exceeds your new monthly budget to your 401(k) or other retirement plans to boost that balance during ...

Monthly contribution This is how much you should contribute monthly to have enough savings for your expected retirement budget. Changing your retirement age or retirement budget will change this ...

Here’s her monthly budget and how she makes the most of it: Tracking her spending before retirement gave Clark ... my income and spending in the same spreadsheet for years,” said Clark.