If you think there is no way to pay off your outstanding debts, you may have to consider some form of personal insolvency ...

She's been writing about credit cards and reward travel since 2011 with ... to a variety of leading national publishers including Business Insider... Editorial Note: We earn a commission from ...

She's been writing about credit cards and reward travel since 2011 with articles on Forbes Advisor, BoardingArea, The Points Guy and more. Her redemptio... Jerod Morales is a deputy editor at ...