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  2. How to make a monthly budget: 5 steps

    • 1. Calculate your monthly income The first step is to determine how much money you earn each month. This will determine how much you can spend (and save) each month. ...
    • 2. Track your spending for a month or two ...
    • 3. Think about your financial priorities ...
    • 4. Design your budget ...
    • 5. Track your spending and refine your budget as needed ...
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    How to make a monthly budget: 5 steps

    • 1. Calculate your monthly income The first step is to determine how much money you earn each month. This will determine how much you can spend (and save) each month. ...
    • 2. Track your spending for a month or two ...
    • 3. Think about your financial priorities ...
    • 4. Design your budget ...
    • 5. Track your spending and refine your budget as needed ...
    www.bankrate.com/banking/how-to-make-a-monthl…

    How to Make a Personal Monthly Budget Template

    • Gather your financial paperwork Whether through your online portals or through the mail, you’ll need to establish your current bills and sources of income, and this will come in the form of your financial paperwork. ...
    • Calculate your income ...
    • Create a list of monthly expenses ...
    • Determine fixed and variable expenses ...
    • Total your income and expenses ...
    • Make adjustments to expenses ...
    www.wordtemplatesonline.net/personal-monthly-b…
     
  3. Personal budgeting templates | Microsoft Create

    Find free and easy-to-use personal budgeting templates for tracking your income and expenses, saving for a goal, or planning for the future. Customize any template in Microsoft Excel and save or print it out.

  4. Free Monthly Budget Templates | Smartsheet

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